Question 1

What's the advantage over online comparison websites?

Accepted Answer

As for pricing, there's generally no difference compared to online platforms. In many cases, I have access to exclusive broker rates that beat most comparison sites.
Unlike automated comparison tools, I offer personal, one-on-one advice tailored to your needs and goals. I take time to understand your situation and recommend solutions that truly fit. You'll also have me as your direct contact anytime you need support.

Question 2

Who can get a personal loan?

Accepted Answer

In general, most lenders require:
 • Minimum age of 18
 • Permanent residence in Germany
 • Regular income
 • Creditworthiness

Question 3

What documents are needed?

Accepted Answer

Depending on your employment status, lenders may ask for:
 • ID or passport
 • Recent payslips
 • Bank statements
 • Tax documents (for self-employed individuals)

Question 4

What can a personal loan be used for?

Accepted Answer

Personal loans can generally be used for:
 • Vehicle purchase
 • Debt consolidation
 • Travel
The intended purpose may need to be disclosed to the lender.

Question 5

How is the loan paid out?

Accepted Answer

If approved, the loan ist usually transferred directly to your bank account within a few business days.

Question 6

How is the loan repaid?

Accepted Answer

In most cases, repayment takes place through fixed monthly installments.

Question 7

Is early repayment possible?

Accepted Answer

Most lenders allow:
 • Full early repayment
 • Extra payments during the term

Question 8

Can I add protection to the loan?

Accepted Answer

Yes, most lenders offer optional payment protection insurance, which may cover:
 • Involuntary unemployment
 • Disability or illness
 • Death
The conclusion of a credit protection insurance contract is voluntary and not a condition for the conclusion of the loan agreement or its terms. The respective insurance conditions apply. The insurer may only conclude the credit protection insurance once the loan agreement has been finalized, and the borrower must provide their declaration to enter into the insurance contract at least one week after the loan agreement is concluded. The insurer is legally prohibited from concluding the insurance contract earlier, and such a request from the borrower cannot be honored before this period has passed.

PERSONAL LOAN

PERSONAL LOAN

Your Freedom, Your Loan

Stop putting your plans on hold. With my personal loan comparison, you'll save time and money - and turn both small and big wishes into reality.

Low monthly payments
Flexible terms
Access to 500+ banks

Just a few steps to your loan offer

FAQs about Personal Loans

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PERSONAL LOAN

PERSONAL LOAN

Your Freedom, Your Loan

Stop putting your plans on hold. With my personal loan comparison, you'll save time and money - and turn both small and big wishes into reality.

Low monthly payments Flexible terms Access to 500+ banks

Just a few steps to your loan offer

FAQs about Personal Loans

Low monthly payments
Flexible terms
Access to 500+ banks