Just a few steps to your loan offer

As for pricing, there's generally no difference compared to online platforms. In many cases, I have access to exclusive broker rates that beat most comparison sites.

Unlike automated comparison tools, I offer personal, one-on-one advice tailored to your needs and goals. I take time to understand your situation and recommend solutions that truly fit. You'll also have me as your direct contact anytime you need support.

In general, most lenders require:

• Minimum age of 18

• Permanent residence in Germany

• Regular income

• Creditworthiness

Depending on your employment status, lenders may ask for:

• ID or passport

• Recent payslips

• Bank statements

• Tax documents (for self-employed individuals)

Personal loans can generally be used for:

• Vehicle purchase

• Debt consolidation

• Travel

The intended purpose may need to be disclosed to the lender.

If approved, the loan ist usually transferred directly to your bank account within a few business days.

In most cases, repayment takes place through fixed monthly installments.

Most lenders allow:

• Full early repayment

• Extra payments during the term

Yes, most lenders offer optional payment protection insurance, which may cover:

• Involuntary unemployment

• Disability or illness

• Death

The conclusion of a credit protection insurance contract is voluntary and not a condition for the conclusion of the loan agreement or its terms. The respective insurance conditions apply. The insurer may only conclude the credit protection insurance once the loan agreement has been finalized, and the borrower must provide their declaration to enter into the insurance contract at least one week after the loan agreement is concluded. The insurer is legally prohibited from concluding the insurance contract earlier, and such a request from the borrower cannot be honored before this period has passed.